How to protect Bank account from hackers
We are now in the twenty-first cent
ury where banking has never been easier than it is today. Remember when you had to take off your pajamas, get dressed, and drive to the bank just to deposit a check? Today, it has become possible for us to complete any financial transaction in a jiffy, through either our phones or our computers. Although online banking is convenient, there is some risk in doing so, as your personal information and your bank account information can be compromised if you are not careful. Next time you decide to use the Internet to complete your banking transactions, remember the following tips:
1- Change passwords frequently:
Changing passwords over and over is infuriating, and you might say, "Isn't it enough that I have to put in a password made of numbers, capital letters, and symbols, and now you say it's better to change the password permanently?" But setting a strong password and changing it regularly really helps protect to your account from hackers.
If you are afraid of forgetting your password, you should try using a password keeper to keep all your passwords in a safe place. With password savers, you don't have to go through the trouble of resetting your password again if you forget it.
2- Completely refrain from using public Wi-Fi networks:
The use of public Wi-Fi networks has dozens of disadvantages, as their slow speed is usually not their only flaw, as these networks sometimes do not provide a secure connection to the Internet, and when hackers use public Wi-Fi networks, they can see everything, and among these Things to do to login to your bank account.
However, encrypted web pages can protect you fro kom stalking hackers, so make sure that your bank's email address begins with (https://) instead of (http: //), as those extra (s) indicate The web page you are browsing is encrypted and secure.
Even if the page is encrypted, it is still better to avoid using public Wi-Fi networks at all, as it is much better to use a “virtual private network” or use a mobile phone network to connect to the Internet when conducting online banking transactions, and if you really want to follow The safe option is to access your account only through the Wi-Fi network you have at home.
3- Activate the Two-Factor Authentication option:
Most banks offer the option to enable two-factor authentication, as although this option has its advantages and disadvantages, it provides double protection for sensitive account information.
When you enable two-factor authentication, each time you sign in to your account, you receive a text message with a one-time password. Going through the extra step of logging into the account may seem like a hassle, but it's worth it. If a hacker tries to access your account, you will receive a message with a code, and if you verify that you are not the one who requested access to the account, you can stop the hacker directly.
4- Ignore any suspicious emails:
Emails asking for personal information are called phishing emails. These emails try to lure you into revealing your bank account and credit card information. These emails may appear to be coming from a trusted source, but the person sending it is a hacker. ) In most cases.
Remember that the bank never asks you for personal information by email or text message, so if you ever receive an email or text message from a “financial institution” asking you to send information that is not usually asked, make sure to let the bank know.
5- Avoid automated login:
By logging in automatically, the browser keeps your username and password, allowing you to access the bank account without having to remember any of the login information. Although this appears convenient, it is not considered a safe procedure.
You should avoid logging in automatically at all costs, especially if you are using a phone for banking. What if someone breaks into your phone? He won't even need a username and password in order to access the account. If you haven't done so yet, immediately disable this feature on your phone or computer.
6- Using mobile applications to complete banking transactions:
Download the mobile app of your bank and use this app instead of logging into the account from the computer, because unfortunately most of the attacks that try to hack bank accounts are computer-based.
Although every device is vulnerable to hacking, phones are not as vulnerable to hacking as other types of devices. Connecting to the Internet via the telephone network and accessing the bank account will provide you with the greatest possible protection.
7- Update your computer and phone:
Updates can take several minutes or sometimes hours, which is why some people may refrain from updating their phones or computers. But if your computer or phone is months or years behind the update, they will not be equipped with the latest protection technologies from security breaches and malware .
8- Protect your phone:
Do not forget to follow all the security measures that can be followed in the phone, especially if you are one of the people who use the phone a lot to complete their banking transactions. Make sure that you can lock the phone with a verification code (PIN), face recognition, pattern, or fingerprint, in which case if your phone is stolen one day it will be more difficult for the thief to get into the phone.
9- Subscribing to the text warning message service:
If your bank offers the option to receive alerts about your bank account via text messages, feel free to enable this option. When you activate this option, you will receive a text message whenever a large amount of money is withdrawn from your bank account. Text notifications allow you to detect any suspicious activities in your bank account. If you receive a message indicating that your account has been suddenly reduced without any action, you can contact the bank and stop any fraud immediately.
10- Data Monitoring:
Finally, you should keep a close eye on all the monthly bank statements as the bank may overlook fraudulent activities targeting your card and fail to warn you, but by looking at the bank statements you can detect any strange activities. If you discover that there are activities of this kind, you should contact the bank as soon as possible.
Although the completion of banking transactions via the Internet can lead to hacking accounts and expose their owners to fraud, following the tips mentioned above helps protect your bank account from any problems. All you need to do online banking safely is to use your intuition. If an email looks suspicious or the Internet you are using seems unsafe, follow your intuition and avoid opening the email or using that Internet.
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